The complete idiot's guide to getting out of debt

by Clark, Ken CFP

Borrowing from Peter to pay Paul?The American economy is dragging, with unemployment rates rising and consumer debt hitting $2.5 trillion. Many people are in deep and need help. Here, a Certified Financial Planner explains the mathematics of debt; strategies to deal with credit card, mortgage, student, and other loans; why debt consolidation and taking loans from a 401(k) can lead to problems; truths about bankruptcy; and how to use debt while eliminating it.Includes essential resources and websites, sample letters and forms, loan forgiveness programs, bankruptcy resourcesAuthor a Certified Financial PlannerCovers every kind of debt, mortgages to credit cards to student loansNational credit card debt is growing exponentially